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Austin Car Accident Liability

Who Is Responsible for My Car Accident?

One of the first things you learn before you ever even get a driver’s license is that all drivers who get behind the wheel of a motor vehicle must have, at least, liability insurance. Each driver in Austin has a responsibility to the other drivers to ensure that he or she can compensate them for any losses should said driver cause a car accident. Although Austin car accident liability insurance is a must, drivers can go above the legal minimum required so that they have additional coverage if needed.

Protecting Yourself

While the goal of the state is to ensure that those who cause car accidents can compensate any injured parties accordingly, it’s a smart financial move to carry more than the minimum. For one thing, not all liability insurance plans are enough to cover even minimal hospital stays.

On top of that, you may need more than what is available in order to cover the damages to your car or to compensate your own pain and suffering. One option is a personal injury protection (PIP) plan. PIP plans can help with some of the costs associated with medical bills and time off work, as well as pain and suffering.

However, if you don’t carry extra insurance and you are in a car accident that was caused by someone else’s negligence, you could still be entitled to compensation for your injuries.

Percentage of Coverage

Although Texas does hold people accountable for their mistakes when it comes to car accidents, not all car accidents are the fault of just one driver. Sometimes two people make errors when driving and an accident results. Other times, drivers don’t make an error in what they did do, but rather in what they didn’t do. There are even times when a passenger is to blame for an accident.

To manage these issues, the Texas courts divide up the fault so that each person is responsible for his or her share. If two people made mistakes that carried the same weight in the accident, they will each be liable for 50 percent of the costs of the accident.

Experienced Car Accident Lawyers Can Help

Austin car accident liability laws sound very straight forward, but are actually quite complicated. Dividing up the responsibility is not easy, especially when you are still dealing with the trauma of the accident itself. It can be a great comfort to have knowledgeable legal representation to see you through the process.

You don’t want to risk accepting blame or responsibility for something that isn’t your fault. The lawyers at Colley Firm P.C. can help make sure the right person is held responsible for your injuries.

Contact us online or call us toll-free at 1-844-325-9290 for a free case evaluation.