What to Do When Injured in a Car Accident
Car accidents are scary and disorienting. And doing the wrong thing after a crash can make the situation worse.
You should know what to do immediately after the crash because your actions can affect your chances of receiving compensation later on. Fortunately, a car accident lawyer from the Colley Firm, P.C. can help you handle the aftermath of your accident and get you on the road to financial stability.
After the Accident
When you’re in an accident, you need to keep in mind that, if it’s severe, you must not move an injured person unless he or she is in immediate danger.
This means that, unless the car is on fire or sinking into a lake, leave the injured people where they are. If they have a broken neck or other problems, moving them without professional medical help could worsen the damage.
Immediately call emergency medical services if anyone is seriously hurt in your car accident.
If it’s not that serious, you still need to report the accident to the police and get checked out by medical professional as soon as you can. No matter how minor the accident or apparent damage, report it and go to the hospital as soon as possible.
When Dealing with Insurers
When speaking with the other driver, do not admit guilt and be very careful of what you say and how you word it. The other driver and all the insurance companies involved will try to twist your words against you to minimize how much they might have to pay you.
They use these tactics because Texas follows a proportionate responsibility policy that allows a victim to bring a lawsuit even if he or she is partially to blame.
If the other side can convince investigators or the court that you’re partially at fault, your compensation will be reduced by the same percentage as the fault you’re deemed to bear.
For example, if you are awarded $100,000 in compensation and you’re 30 percent to blame, then you'll only receive $70,000. This may sound small compared to the whole amount, but every little bit helps when you’re unable to work and medical bills are piling up.
Work with a Car Accident Lawyer
Find a lawyer to help you safely communicate your side of the story. This goes for your insurance company and any other company or government investigators. Let your lawyer handle as much of the communication as possible.