Houston Insurance Lawyer
As Hurricane Harvey rolled through Houston, it left flood, wind, and fire damage in its wake. If your insurance company is refusing to negotiate in good faith after you suffered hurricane damage, contact a Houston insurance attorney.
Hurricanes and similar natural disasters are the reason you pay for homeowners insurance. You pay your insurance bills on time and in full, but, unfortunately, insurers don’t always hold up their end of that bargain, particularly when they’re inundated with claims after a hurricane.
That leaves innocent Houston residents to pay for the expenses of flood, wind, and fire damage without any help. Clearly, that’s wrong, and it’s why the Colley Firm, PC is standing by to help Houston hold the insurance companies accountable.
If your Houston insurance company is refusing to work with you after your home has been damaged, turn to a Houston insurance lawyer for help.
Bad Faith Insurance in Houston
Put simply, when an insurance company is operating in bad faith, it is failing to uphold its responsibility to you by providing the services you pay for. Insurance companies may act in bad faith in one of several ways after a natural disaster like Hurricane Harvey:
- Not investigating your claim
- Making an inexplicably low settlement offer
- Refusing to provide full benefits
- Unreasonably delaying the processing of your claim
- Denying your valid claim without explanation
If you feel that your insurance company has failed to provide you with the benefits you’re owed, an insurance lawyer in Houston can investigate your case and hold the insurer accountable.
Types of Insurance Claims
You can purchase insurance for all kinds of things, but a few types of insurers see a huge increase in claims after hurricanes and other natural disasters. In Houston, many home-related insurance claims revolve around the effects of the hurricanes that threaten us from the Gulf of Mexico.
Some common insurance claim types in Houston include the following:
- Flood Damage – In hurricanes and other storms, Houston is vulnerable to flooding. Flood waters can easily total cars and damage homes to the tune of tens of thousands of dollars.
- Wind Damage – Hurricane winds can exceed 150 miles per hour. The force of such winds can crush homes, flip cars, and topple tall buildings with little effort.
- Fire Damage – As flood waters and high winds damage buildings, electrical and chemical fires often break out. During emergency situations, these fires may go unchecked for long enough to cause major damage.
If you have insurance for the above types of damage, you deserve coverage when these unthinkable events happen. A Houston lawyer can help you with your flood insurance claim, wind damage insurance claim, or fire damage insurance claim.
How We Can Help
A Houston insurance claim lawyer can help you put pressure on the insurance company to pay you what you’re owed. But we can help you in several other ways, too.
For instance, if you suffered emotional distress because the insurance company refused to pay you what you deserve, we could list that as a damage in your claim, and you could be compensated for it. We’ll also make sure any financial losses you suffered because of your insurance company’s actions are accounted for.
If your insurance company acted particularly egregiously, we might even be able to pursue punitive damages. This type of compensation is often seen as a deterrent to keep parties from repeating their harmful actions, and it significantly increase the value of your claim.
Call a Houston Insurance Attorney
Because we have an office in Katy that serves the Houston area, we know firsthand how much damage severe weather can cause to this part of Texas. We also see countless victims of natural disasters who have been victimized yet again by their insurance companies.
The attorneys at the Colley Firm, PC are ready to help you get the compensation you deserve from your insurance company. To schedule a consultation with a Houston insurance lawyer, give us a call at 832-838-6601 or fill out the online contact form at the bottom of this page.